May
31
2013
0

Baby Boomer Alert!

You should get your “Ducks In A Row” now. Many of us Baby Boomers, born between 1946 and 1964, have helped to take care of our elderly parents. Both of my parents are gone now, but my siblings and I helped our parents through their “Elder Care Journey,” which I talk about in my workshops. We helped our parents, the best that we could, with issues concerning their illnesses, memory issues, trips to and from the hospital and trips to and from nursing homes. We helped to get in-home-care for them, and helped to get them into assisted living facilities and a board and care home. Finally, both parents passed away while on hospice.

 I remember my brother Charles saying to me early on regarding helping our parents, that “This isn’t getting any easier.” And I remember thinking to myself that it won’t be that much longer, in the scheme of things, before my wife and I, who are both Baby Boomers, could need care. We want to make things as easy as possible for our children to help care for us.

 The first thing Baby Boomers should do is check their estate planning documents, including their revocable living trust and financial durable powers of attorney, to be sure that the proper asset protection and government benefits language is in the documents. The boiler plate language in the majority of estate planning documents will not help in these areas if you lose mental capacity. If the language is not there, and you lose mental capacity, your family may have to resort to going to court to reform your documents, which can be costly.

 With proper long term care planning, which starts with your estate planning documents, Medi-Cal could be accessed to pay for nursing home stays if you use up your Medi-Care days. And, there techniques you can use to protect the home from a Medi-Cal lien, which can be specified in your estate planning documents. In addition, the VA Aid and Attendance Pension Benefit is there to help older war time veterans, and this benefit can be used to help pay for in home care and assisted living facility costs. Proper language in your estate planning documents will make it much easier for your children to follow through with your care and to access these benefits, especially if you lose your mental capacity. 

At the Law Offices of Michael J. Young, at 1931 San Miguel Dr., Ste. 220, Walnut Creek, CA www.WalnutCreekElderLaw, 925-256-0298, lawyoung1@gmail.com we practice Elder Law and we help families through the Elder Care Journey. We help families with long-term care planning, asset-protection plans, comprehensive estate planning, wills, trusts and powers of attorney. We also help families get their “Ducks in a Row” in order help them qualify for Medi-Cal and the VA Aid & Attendance Improved Pension benefit.

 This information is not to be taken as legal advice, and you are encouraged to see your elder law attorney regarding any planning.

May
01
2013
0

Be Patient With Seniors

A lot of us Baby Boomers have either helped take care of our elderly parents, or are presently doing so. The process of taking care of an older person who is ill can be difficult, and the circumstances never become easier. We must remember though to always slow down, and to maintain our patience with our older loved ones while in our care roles.

 I remember when I was a teenager with my driver learner’s permit, at age 15 ½, I was driving with my father in his car. I stopped at a stop sign, and I expressed exasperation about an older man who was slowly crossing the street with his cane, and holding up a long line of cars. My father scolded me, pointed toward the old man and said, “Michael, that man is you, very soon!” At the time it was difficult for me to relate to my father’s comment, but I will never forget it.

 As Baby Boomers, we are extremely busy with our lives. We are usually operating at warp speed and are always multi tasking. Our demeanor and our speech often reflect our impatience with the lack of swiftness at which the world around us is responding to our expectations. In order to be good care givers when dealing with our older loved ones, we must substantially slow down.

 Communications can be difficult, but do not need to be so. When we are speaking with our older loved ones, we must be in the moment with them. As difficult as this may sound, the cell phone should be turned off and put away. We need to listen carefully and respectfully to what our older loved ones are saying and what they are asking. If they become angry, do not react with anger. Try to envision yourself at their age and in their circumstances. As my father would say, “That person is you.”     

 At the Law Offices of Michael J. Young, www.WalnutCreekElderLaw, 925-256-0298, lawyoung1@gmail.com we practice Elder Law. We help families through the Elder Law minefield, and have been helping family members to better communicate with each other. We help families with long-term care planning, asset-protection plans, comprehensive estate planning, wills, trusts and powers of attorney. We also help families get their ducks in a row in order help them qualify for Medi-Cal and the VA Aid & Attendance Improved Pension benefit.

 This information is not to be taken as legal advice, and you are encouraged to see your elder law attorney regarding any planning.

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