As the year draws to a close, all of us at the Law Offices of Michael J. Young, Inc. extend our warmest wishes for a happy holiday season, a Merry Christmas, and a prosperous New Year to our valued clients and their families. This time of year is often filled with joy and celebration, but […]
Category Archives: elder law
As we age, the potential for health challenges increases. These challenges can range from minor ailments to more serious conditions like dementia or Alzheimer’s disease. It’s crucial to plan for how you will pay for various levels of care.
Reverse Mortgages: A reverse mortgage can provide access to cash from your home equity, which can be used to help cover long-term care costs. However, it’s important to understand the potential risks and limitations associated with reverse mortgages.
A tremor in a resting hand is a classic sign, but it’s not the only one. Look for a tremor that persists, especially when relaxed. Another early indicator is bradykinesia, or slowness of movement. Simple tasks like getting dressed or buttoning a shirt may take significantly longer and require more effort. Rigidity, a feeling of tightness or restricted movement, can affect any part of the body, leading to a stooped posture or a shuffling gait. Balance problems and falls are also common, so be observant if your partner seems unsteady or trips more frequently. Changes in speech can be subtle but significant. Speech may become softer, slurred, or monotone.
The most common cause of young-onset dementia, accounting for about 30% of cases. Early-onset Alzheimer’s typically presents with memory loss, followed by other cognitive and behavioral changes.
If you do answer a call from an unknown number, don’t give out any personal information, such as your Social Security number or bank account number.
An obstacle millions of California senior citizens may encounter is the need to qualify for Medi-Cal coverage. Through online resources, video seminars and in-person trainings, we educate clients and friends to navigate the somewhat confusing process of Medi-Cal qualification.
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Special Needs Trusts For Children
A number of our clients have “special needs” children who are presently receiving public benefits such as Supplemental Security Income and Medi-Cal. Other clients have “special needs” children who may need public benefits later in life. These public benefit programs have asset limits. Many times the children who are receiving public benefits become settled in […]
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What Can The State Recover After I Die?
If you die after having been on Medi-Cal, the State will try to recover from your estate what they have paid out for your benefit. If there is nothing left in your estate, there is nothing for the State to take. If your home is still in your estate when you die, it could be subject […]
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IRAs and Medi-Cal Qualification
The Medi-Cal applicant can have any amount of IRAs that are in his name, and still qualify for Medi-Cal. For instance, the applicant could have $200,000 or more in his name in IRAs, and still be eligible for Medi-Cal. IRAs and work related pension funds are also exempt from Medi-Cal qualification. The only requirement is […]